I don’t really follow X, Bluesky, Instagram, TikTok, etc. so I basically live under a rock. Sometimes I ask dumb questions to try to understand people a little better. Apologies if my questions inadvertently offend anyone. I mean no harm.

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Joined 3 months ago
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Cake day: May 3rd, 2025

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  • percent@infosec.pubtomemes@lemmy.worldNo trickle...
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    3 hours ago

    THIS. It’s not only about income; it’s income minus expenses.

    Budgeting was probably the most important financial tool/skill when I was living in poverty. And now that I’m in a more comfortable financial position, I still value budgeting quite a lot. It’s great for preventing more money from creating more problems.




  • percent@infosec.pubtomemes@lemmy.worldNo trickle...
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    24 hours ago

    Sadly, Americans are groomed at a young age to dive deep into debt early in life. It has become normalized for most of the population to carry some form of debt (credit cards and student loans are popular choices).

    Most people don’t even bother making a budget — a task that only needs to be done once a month, and is easier now than ever, thanks to technology.




  • That would make the house hot af where I am. (Or cold af in the winter time)

    Also, humidity levels would increase, not decrease, because the air conditioner dehumidifies.

    …I suppose it’s not hard to guess that I’m in southern US. People sometimes die if their A/C breaks during a heat wave.

    Fun fact: Florida used to be much less livable. Its population skyrocketed when air conditioning was invented.