And it’s soon to be BNPN (buy now pay never) because if you are using this there is no way these people will magically have the funds to get out of any of it… it’s just another step before the collapse.

More consumers are sick of bad AI slop stock photos.

That’s a sign of a pending recession.

• A recent AP-NORC survey found that 14% of U.S. adults use Buy Now, Pay Later (BNPL) services for groceries, with 11% also using them for restaurant meals — a trend financial experts warn could signal deeper economic stress.