Every credit card company charges large fees to the service provider for charge backs. It’s standard practice. This is also leads to service providers straight up perma-banning customers who initiate charge backs instead of resolving a dispute with the provider.

That graph is hilarious. Enormous error bars, totally arbitrary quantization of complexity, and it’s title? “Task time for a human that an AI model completes with a 50 percent success rate”. 50 percent success is useless, lmao.

On a more sober note, I’m very disappointed that IEEE is publishing this kind of trash.