5 million years, because bread tastes better than key

21 Every living thing that moved on land perished—birds, livestock, wild animals, all the creatures that swarm over the earth, and all mankind. 22 Everything on dry land that had the breath of life in its nostrils died. 23 Every living thing on the face of the earth was wiped out; people and animals and the creatures that move along the ground and the birds were wiped from the earth. Only Noah was left, and those with him in the ark.

As bad as things are, most Americans are not living paycheck to paycheck. It looks like that 60% figure comes from a single survey from an online banking company in 2023. The Fed reports the majority of US adults have had at least 3 months of emergency savings every year since 2018.