Or just get into CB radio. You can get a unit for like $100. No license required, and it makes road trips much more interesting, because it’s still used by a lot of truckers. Channel 17 for north/south travel, and 19 for east/west.

It’s also how flat earthers started. 4chan started satirically memeing about flat earth. Then idiots saw it, missed the satire, and picked it up as a serious thing. At that point, 4chan went “this is funnier than any satire we could make” and stood back to watch the crazies launch rockets into the upper atmosphere.

Because banks’ primary customer is not Joe Everyman who works a 9-5. Their primary customers are other companies. Your checking account is barely even a drop in the bucket compared to the billion dollar company that has five hundred accounts set up for their various incomes and expenses.