What about the step where you change VPN servers because cloudflare blocked the first one you used?

That’s why you have to shoot it if it makes a weird noise, it shouldn’t be doing anything.

I sold my Ferrari now I have to drive my Bentley.

It’s actually easily readable which gives it points from me

Banks keeping your money safe depends on what country you live in and how much its government has regulated them and/or provided some sort of backup in the case of a run or the bank going out of business.