I had a small restaurant in Europe. We had a nominal monthly flat charge per card payment terminal, something like 9€ Totally reasonable. It made accepting cards viable even for a a single coffee.
The EU is great at dealing with bullshit like that; essentially free bank transfers within EU, and within 24h, keeping surcharges low, consumer protection.
Oh wait the reason the surcharges are there is to encourage customers to make good choices? You sure is not because some company can make a profit with no effort or investment in what was already there?
Oh that’s a great initiative that should be taken on by all governments - looking at good old USA - stealing from small business owners
Most (all?) fees that are a percentage of the total are straight up criminal. Specifically credit card fees and restaurant tips.
